£420k of Working Capital Released for a £4m UK Skincare Brand

Anonymised case study: a £4m UK skincare brand released £420k of working capital in 90 days through inventory restructuring and renegotiated supplier terms.

The brand

UK skincare brand, founded six years ago. £4.1m of revenue in the trailing twelve months. Predominantly D2C with a growing presence in two specialist UK retailers. Healthy gross margin at 71%. Profitable on a contribution basis, constrained on cash. The founder had reached the point where every new growth decision required a working capital conversation she had run out of patience with.

The diagnostic

The first month produced three findings. First, inventory had grown 34% year-on-year while revenue had grown 19%. The brand was carrying 138 days of cover on the hero SKUs versus a 90-day target. Second, three of the four hero SKUs were funded on outright purchase from the contract manufacturer despite a long-standing relationship that warranted credit terms. Third, supplier payment terms across the secondary supplier base were on a default 14-day cycle that had never been renegotiated as the brand scaled.

The work

  • Inventory rationalisation: 17 long-tail SKUs identified for clearance, releasing £140k.
  • Hero-SKU MOQ restructuring: smaller, more frequent production runs on two hero SKUs, releasing £180k.
  • Supplier terms: renegotiated to 45 / 60 days net across the top 12 suppliers, releasing £100k.

The outcome

£420k of working capital released in 90 days. No change to the operating plan, no product cuts beyond long-tail clearance, no founder time on tactical execution. The brand has subsequently used the cash to enter a third UK retailer and fund the launch of a category-adjacent line.

£420k
Working capital released in 90 days.
138 → 90 d
Inventory days of cover on hero SKUs, brought into line with target.
14 → 45 d
Default supplier payment terms renegotiated across the top 12 suppliers.

Frequently asked questions

Is this brand named?
No. The case study is anonymised at the brand's request. Numbers are real; identifying details are removed.
Was this a one-off or a sustained improvement?
Sustained. The brand has held the lower inventory and supplier-terms structure for nine months at the time of writing.
Written by William Smithwhite, Founder and Fractional CFO.
Last updated 2026-05-22.